Do you need e-bike insurance?

The simple answer is no, however, we would advise all customers that it is sensible to take out insurance to cover you should the worst happen. Bike insurance cover can be tailored to your needs and can include third party, theft, and injury cover.

Some home insurance policies may allow you to add your bike to your existing policy, this should be checked with your provider.

What insurance is available?

There are plenty of options out there for standard speed e-bike insurance, however as we offer a large range of high-speed bikes, we can provide this service as well!

Bikesure have been insuring bikes since 1990, and we are proudly able to offer a 10% discount on insurance through this link.

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When is an e-bike high speed?

Many of our Riese & Muller bikes are available as high speed-models, this means the Bosch drive system will continue to provide assistance past 15.5mph up to 28.5mph. This puts high speed e-bikes in the same category as electrically propelled mopeds.

To ride a high-speed e-bike on the road legally you will have to comply with the relative laws around this. Insurance, Registration Plate and depending on your age compulsory basic training (CBT) may be required.

What else can you cover?

  • Theft, whether that be at home or away from home.
  • Damage, if your bike is accidentally damaged or vandalised.
  • Personal Injury.
  • Public liability - if someone else is injured or property is damaged.
  • (Optional) Overseas cover - when travelling and when you are there.
  • (Optional) Loss of earnings - cannot work, no problem, we'll cover the costs.
  • (Optional) Accessories - GPS, lights, and display cover.

How much does it cost?

e-bike insurance can cost anything between £100-£500, however, we advise contacting Bikesure for an estimate, they will help you get the best price.

We would also recommend you have a look at Money Supermarkets page to compare other insurers.

If you need any further help with insurance please don't hesitate to contact our team on 01491 628711

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